 |
| principles of financial planning |
The main principles of financial planning that awesome - How much income should be obtained in order to diving life with a sense of comfort ? The calculation that I've written here, brings us to the figure of 10 million per month. Well that's also quite high.
True, the figure is much higher than the city minimum wage of only 1.5 million per month. Why is that much higher? He's quiet willing to live quite peacefully ? By the way, living in large cities are more expensive taste. House prices in the suburbs of New York patch has reached more than 250 million dollars. Only by getting a handful of living adequate, we may just be able to build river craft a prosperous household.
And exactly that's where we introduced the three creeds or the main principles of financial planning that awesome. Three magical main reads: Earn more, Spend less, And Give More. Let us approached him one by one.
True, the figure is much higher than the city minimum wage of only 1.5 million per month. Why is that much higher? He's quiet willing to live quite peacefully ? By the way, living in large cities are more expensive taste. House prices in the suburbs of New York patch has reached more than 250 million dollars. Only by getting a handful of living adequate, we may just be able to build river craft a prosperous household.
And exactly that's where we introduced the three creeds or the main principles of financial planning that awesome. Three magical main reads: Earn more, Spend less, And Give More. Let us approached him one by one.
1. EARN MORE.
No one wants his income stagnant from year to year. We want to make a living that we achieve can always grow, could be growing. If we work as an employee, hope we can continue to develop your career and increase revenue adequately. And hopefully every year to big bonuses (last week, my client's story that their bonuses this year is 10 times the salary. Woww. I was always happy to hear such a sweet story).
If it turns out your career and income we drove slowly in the slow lane (and it was so, like jams on the way) so have to grumble and blame the other party. Simply do the introspection and self-improvement then continue diving. In the mix with seasoning positive mindset, God willing, crunchy sustenance will also come say hello. Just believe in your positive future.
If you work as an entrepreneur, there's nothing more beautiful to look at the sales turnover increases every year. For the business person, sales revenue is a magic thing. If possible turnover up 20% every year, thanks to double or even triple. Just remember this : Impossible is nothing.
If it turns out your career and income we drove slowly in the slow lane (and it was so, like jams on the way) so have to grumble and blame the other party. Simply do the introspection and self-improvement then continue diving. In the mix with seasoning positive mindset, God willing, crunchy sustenance will also come say hello. Just believe in your positive future.
If you work as an entrepreneur, there's nothing more beautiful to look at the sales turnover increases every year. For the business person, sales revenue is a magic thing. If possible turnover up 20% every year, thanks to double or even triple. Just remember this : Impossible is nothing.
2. SPEND LESS
This second main has always wanted to invite us for an excursion in the way of life full of modesty. Cool term "minimalist lifestyle". It means we always try to buy something that really we need, and not just chasing prestige and prestige. We are always evasive to slip on a wasteful consumerist lifestyles and loaded with hedonism. Being a snob (pretentious look cool despite mediocre earnings).
Spend less also means we are wise in managing our finances. Credit cards are not necessary we should be scissors. Allocation of income for all kinds of credit (motorcycle loans, home loans, credit air conditioning, gas stove credit, credit washers) should be no more than 30% of total revenue.
Spend less also means we are wise in managing our finances. Credit cards are not necessary we should be scissors. Allocation of income for all kinds of credit (motorcycle loans, home loans, credit air conditioning, gas stove credit, credit washers) should be no more than 30% of total revenue.
Revenues continued to increase, accompanied by a modest lifestyle will undoubtedly deliver us to the exquisite prosperous life. Moreover, if two things were combined with the following third main.
3. GIVE MORE
Charity is the key that will open the door for him from the seven corners of the sky. Sentence so beautiful that always wanted us with folded arms with sincerity.
One of the financial behavior of American scientists intrigued by the phrase : if it was true that generous people will tend to be more prosperous than the cheapskate ? That is, through research involving thousands of respondents and the statistical tests that deep, he tried to test the correlation.
Her findings are worth listening to : statistically, is the attitude of generosity had a strong correlation with the level of prosperity. And this is important: the habit to give (give more) cause why people become more prosperous.
Other findings from the research it's also worth noting: people who like to dole tend to be more happy, sure richer, and more productive in his life (than people who rarely share the wealth). Really interesting. Thus, the three main principles or creed-worthy in handheld closely if we are to achieve the ultimate financial freedom.
While toast tea or coffee warm at your desk now, let's read together with all three of this main soul : Earn more, Spend less, give more. Do not be reversed into : Earn less, Spend more, Give nothing. If so, wow a pity of you. Spirit, the spirit guys...
One of the financial behavior of American scientists intrigued by the phrase : if it was true that generous people will tend to be more prosperous than the cheapskate ? That is, through research involving thousands of respondents and the statistical tests that deep, he tried to test the correlation.
Her findings are worth listening to : statistically, is the attitude of generosity had a strong correlation with the level of prosperity. And this is important: the habit to give (give more) cause why people become more prosperous.
Other findings from the research it's also worth noting: people who like to dole tend to be more happy, sure richer, and more productive in his life (than people who rarely share the wealth). Really interesting. Thus, the three main principles or creed-worthy in handheld closely if we are to achieve the ultimate financial freedom.
While toast tea or coffee warm at your desk now, let's read together with all three of this main soul : Earn more, Spend less, give more. Do not be reversed into : Earn less, Spend more, Give nothing. If so, wow a pity of you. Spirit, the spirit guys...
No comments:
Post a Comment